Next-Gen Auto Insurance

Coverage designed for modern drivers

Pay smarter, claim faster, and get rewarded for safe driving. Insurance that adapts to how you actually drive.

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✔ Instant claims

✔ Fair pricing

✔ Cancel anytime

Safe Driver Savings

Up to 30%

based on driving behavior

Not Just Insurance, It's a Promise.

At Crayins, we believe that auto insurance shouldn't be a headache. It should be the silent guardian that lets you enjoy the journey. We've reimagined the entire process from the ground up to be transparent, fair, and incredibly fast.

Lightning Fast

Claims processed in minutes, not weeks.

Transparent

Know exactly what you're paying for.

Affordable

Rates that reward safe driving habits.

Trusted by
10k+ Drivers

Coverage That Actually Covers You.

Smart Deductibles

Your deductible goes down every year you drive safely. We reward your caution.

Total Loss Concierge

If the worst happens, we handle everything from towing to finding your new car.

Zero-Hassle Claims

Snap a photo, answer a few questions, and get paid. It’s that simple.

Data-Driven Protection

We use advanced telematics to understand your driving habits. This isn't about tracking—it's about fairness. Why pay for the mistakes of others?

Real-time accident detection
Weather alerts and routing safety
Monthly safe driving bonuses

Plans for Every Driver

Simple, comprehensive, and tailored to you.

Essentials

Liability and property damage coverage required by law, plus our signature 24/7 support.

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Comprehensive

Full coverage for collision, theft, weather, and everything in between. Total peace of mind.

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Elite Shield

Includes new car replacement, gap insurance, and unlimited rental coverage.

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How It Works

Get a Quote

Answer a few questions and see your price instantly.

Choose Coverage

Pick the plan that fits your lifestyle and budget.

Drive Confidently

Enjoy protection, rewards, and fast claims.

Driven by Happy Customers

★★★★★

"I switched to Crayins and saved $400 in ten minutes. The app is incredibly easy to use and the support team is actual humans."

— Sarah J., Lexington

★★★★★

"Finally, an insurance company that doesn't treat you like a number. The accident forgiveness feature saved my rates after a minor fender bender."

— Michael T., Louisville

Ready to upgrade your drive?

Join thousands of drivers who have switched to smarter, fairer coverage.

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Common Questions

How fast can I get insured? ▼

Most drivers are covered in under 3 minutes after completing the checkout process.

Do you cover rideshare driving? ▼

Yes, we offer specific add-ons for rideshare and delivery drivers.